Found it!

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"Down By the Bay"
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Written By: Unknown
Copyright Unknown
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Down by the bay
Where the watermelons grow
Back to my home
I dare not go
For if I do
My mother will say
"Did you ever see a bear
Combing his hair
Down by the bay?"
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Down by the bay
Where the watermelons grow
Back to my home
I dare not go
For if I do
My mother will say
"Did you ever see a bee
With a sunburned knee
Down by the bay?"
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Down by the bay
Where the watermelons grow
Back to my home
I dare not go
For if I do
My mother will say
"Did you ever see a moose
Kissing a goose
Down by the bay?"

Down by the bay
Where the watermelons grow
Back to my home
I dare not go
For if I do
My mother will say
"Did you ever see a whale
With a polka dot tail
Down by the bay?"

Does anyone remember the song: "Down by the bay where the watermelons grow and I dare not go!" from elementary school? Love that song!
Aaah childhood memories!

Ooops! My bad! *Blushes*

Bay area usually refers to San Francisco Bay Area.

By bay area...do you mean North Bay or Thunder Bay....or some other bay :-s (Yeah, yeah...I know....dumb question!)