Village Journals
Resonate your identity with Naseeb journals. Express your opinions, share your thoughts, post your writings and connect with like minded people through the power of expression.
Resonate your identity with Naseeb journals. Express your opinions, share your thoughts, post your writings and connect with like minded people through the power of expression.
for the househunter in you
or house seller.. or first time buyer.. uk people.. i know there's one in you, can't just be me who's a property geek cos i work for a mortgage company
"The 1.1% hike takes the average price of a house to ?162,083, more than ?8,000 higher than this time last year, and means the year-on-year rise is 5.3%, the biggest annual increase since May last year and a substantial improvement on last month?s figure of 3.7%. :#
However, Nationwide, the UK?s biggest building society, warned that rising utility and other household bills meant that prices were unlikely to keep growing at such a rate. "
in other news.. egg throwing opportunity for northerners!
www.citywire.co.uk
main bit from ---> www.thisislondon.co.uk
"The 1.1% hike takes the average price of a house to ?162,083, more than ?8,000 higher than this time last year, and means the year-on-year rise is 5.3%, the biggest annual increase since May last year and a substantial improvement on last month?s figure of 3.7%. :#
However, Nationwide, the UK?s biggest building society, warned that rising utility and other household bills meant that prices were unlikely to keep growing at such a rate. "
in other news.. egg throwing opportunity for northerners!
www.citywire.co.uk
main bit from ---> www.thisislondon.co.uk
Comments on this journal
UK:
Area: 244,820 km^2
population: 59.8 million (as of July 2004)
population density: pop/area = 244 residents per km^2
USA:
Area: 9,631,418 km^2
Population: 298 million (2006 estimated)
pop density: 30.9 residents per km^2
the UK is more densely populated !
(these figures dont account for illegal immigrants, ofcourse, of which both the countries have aplenty!)
as for 'I already work for a Mortgages Department and even they won't lend to hundreds of us on even 4 times salary unless there is a 25% or more deposit and even staff mortgages are only lower rates, income is the first thing they base it on.'; you dont necessarily need a 25% deposit.. i bought with a few k payment and LOADS are giving out 4 x salary mortgages now, i should know, my employer changed their policy last year due to public demand (too late for me lol) i got a better rate than our staff mortgage.. people should shop around.. banks etc will fall over themselves to lend to them.
zz there are plenty of houses.. places like scotland and wales are relatively sparsely populated, but inner cities have a mixture of apartments and houses; also our population is not as large as the US' for example.. its population is around 4.9 times greater.
Shane's googlies and smses couldnot save him from going back to her wifey...
u can say i bowl googlies like shane warne (H)
but sum passimists might find only one....
what would i be without positive thinkin ..may be a top loza;)
one more reason...
'expert advisers will provide completely impartial, expert and regulated advice on which mortgage is right for you from our market coverage which includes more than 90% of all UK mortgage products available.
Moneyextra Mortgages will find you the right mortgage at the right price. All you have to do is make one phone call or request a call back and we'll do all the rest, no fee charged!
We offer:
110 lenders.
A no-cost service; Efficient and friendly service to relieve you of the fuss of the administration, helping you to get your mortgage without delay. '
their phone advisors actually tell you when your mortgage lender gets their admin wrong before you do and help you sort it out + tell you what all the jargon means :P
www.moneyextra.com
how good was dat...
hm.. ok the drawback being these methods do include different lifestyles .. i think once you're on the property ladder you may be ok as house prices tend to be creeping up.. (depending on where you live)
house price increase by region calculator news.bbc.co.uk
the 1st time buyer situation sounds painful.. but ive begged my m8s to buy sooner rather than later (2 of them have so far in the last 2 years :) ) have you tried asking ppl for mortgages (they usually throw them at you in a hurry and many people are routinely doing ones 4 x your salary, you have to check you can afford the monthly payments obviously ) .. you can check deals online.
ps the market shouldn't crash till i've sold!